Hubby and I had to find new doctors due to change in insurance. 3 of the four we checked into aren't affiliated with any hospitals. The one I chose is with a hospital, my husband's isn't. A friend of ours said it doesn't matter because if you are admitted to a hospital you normally have a specialist and insurance companies don't pay 2 doctors for the same thing under one admittance. Is this ok or what?
when we had to select a pcp, I was very aware of what hospital the pcp was affiliated with. To me it was an indication of their skill set, and I knew which hospitals I don't want to be sent to in an emergency.
I had emergency surgery earlier this year, and while I know I could go anywhere for it, I went to the one my pcp is affiliated with, because I feel it is the best choice for me in my locality.
According the nation institute of health, one of the major roles of a pcp is "Assess the urgency of your medical problems and direct you to the best place for that care." So I would want that pcp to send me to the best local hospital, that is why it's an important part of the selection.
A careful reading of your insurers policies is warranted also. Good luck, here's hoping you never have to find out!
michelle_phxaz
jomuir
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