Can I build a home on family land where my name is not on title
net420
9 years ago
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andreak100
9 years agoJoppaRich
9 years agoRelated Discussions
Building my 1st home - Family with 2 kids (and a dog)
Comments (4)We did a built in sound system when we did an extensive reno / addition, and we love it. (It has 5 zones and several sources for sound (iPod docks, CD, TV, etc.) Much easier to do this before the walls go up! It's great for parties. I don't know what stage you're at in your design, but assuming you have some flexibility... Definitely consider a large mudroom. It's one of the most used spaces in our house (2 middle school kids and one fairly large dog.) You'll want room for jackets, shoes, back packs, sports gear, supplies for possible future pets... I like having a sink in the mudroom (handy for coming in from working in the yard, emptying/refilling dog's water dish, etc.) I also really like having a powder room right near the back door. When you have a zillion kids running around in the back yard, it's nice if they can come in and use the bathroom without tromping through the house. Think about your outside access into the house (back door, front door, entry from garage), where kids and guests will enter, and your path from car to kitchen with bags of groceries. Consider the main paths and what kind of flooring will stand up to heavy traffic or kids who don't wipe their feet. (e.g., does the back door open right into the family room? You probably don't want carpet there.)...See Morebuilding home on land currently occupied with mobile home
Comments (3)Is it possible that the bank has placed no lien on the mobile home or isn't using it as part of the down-payment and that you are free to sell it at anytime? You will have to bite the bullet and ask the lender if the mobile home is considered part of the total package. It is possible that they considered the moble home to have no value and simply added the amount owed to the mortgage of the new home, their appraisal of the new house and land being high enough to absorb the amount. When I was in a similar situation, it wasn't a bank but the town that said the mobile home would have to be gone before the inspector could issue the C. of O. Wayne...See MoreTips for Buying Land, Designing and Building A Custom Home Part 1
Comments (7)The one thing I would add is don't let anyone (realtor, builder, brother-in-law) tell you that a lot is 'OK'. It's very important to do as much of your own due diligence as you can when considering your future home. We were once showed a home across the street from a sewage treatment plant. It was an ideal location for us, being very close to our son's school. We were assured by the realtor that there was 'no odor problem'. Over the next 11 years, we had the opportunity to drive by that neighborhood every day as we brought our son to school. It reeked! Outdoor activities would have been impossible many days. The realtor either didn't know, or outright lied to us. There are many tools available to check out the neighborhood. Many areas have a GIS site (Geographic Information System) to check things like flood zones, topography, crime stats, even soil types. You can zoom out to find out what else is in the area, such as a hog farm you didn't know existed. It's not a bad idea to check with the local city/county to see what kind of future plans they have for the area. You don't want to find out about the new Interstate or airport after you've built your dream home. Maybe I'm paranoid, but I never consider a parcel unless it has a current 'perk' (percolation) test for a septic system. There are work-arounds, but they are expensive, and sometimes downright ugly. Who wants a mound system in the front yard (because there wasn't room in the back)? If the lot is on city sewer, then it's not a consideration....See MoreDo I need to buy Owner's Title Insurance for a vacant lot/land?
Comments (11)Make sure you get a survey too even though you are paying cash. You want to know exactly what you are buying and in order to remove MANY title exceptions, you need a survey. Since you plan to build anyway, you will need a survey. Survey's are good for a long time. I think 10 years but it could be longer. Read the title commitment too. Make sure you read the entire commitment and ask for the cover of the title insurance policy to review because that is where the standard conditions are in addition to Exhibits A and B. Make sure you understand the exceptions. Make sure the title company removes the survey restrictions prior to closing if you get the survey. I have seen title companies fail to do that and it is not a good thing. Best advice above...get an attorney to represent you in this purchase. Another inexpensive solution to the problem of "you don't know what you don't know"....See MoreJoseph Corlett, LLC
9 years agochispa
9 years agonet420
9 years agomrspete
9 years agonet420
9 years agoAnnie Deighnaugh
9 years agowannabegardnr
9 years agololauren
9 years agobus_driver
9 years agoandreak100
9 years agoNone Ofyourbusiness
9 years agoraee_gw zone 5b-6a Ohio
9 years agomotherof3sons
9 years agoGreenDesigns
9 years agonet420
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9 years ago
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