Catherine, you can either a) copy the link address of the post at the top of your browser (starts with http) and paste it into the "Optional Link URL" box below the "Message" box here at GW (and be sure to type a description of the link in the "Name of the Link" box, i.e., Joyce's lotus pond); or b) (a more complicated version, but you can put more than one clickable link in each post) copy that same link address (i.e., for this post, it would be http://forums2.gardenweb.com/forums/load/ponds/gal050849544331.html?1) and paste it into the "Message" box. To make it a clickable link, the link would look like this - Posting pictures - questions and answers - without the spaces after the two Done without spaces - Posting pictures - questions and answers Hope that makes sense! If not, just holler. :D Brenda

A little more specific information is required. Make, Model, Year, Engine, Transmission, plus which computer is this needed for.

Just about the only thing that makes that happen is a very good and recent sale in the "neighborhood" of a house comparable to the one being appraised. Sometimes you'll have a buyer come in with cash (as from an inheritance or divorce settlement) who doesn't bother to get an appraisal. That sale can set a new high---although it is usually used as a fourth comparable since that doesn't represent the "typical" buyer. Strictly defined, a "neighborhood" is the either in the same subdivision or within one mile of the subject. Ideally the sale should have occurred within the previous six months. However, in rapidly changing market conditions some lenders ask for comps within three months. There are all kinds of exceptions to this guidline; for example, when you are in a subdivision that covers several miles and the only comps are within the s/d but beyond a mile. And a comp in the same s/d is better even if it is a mile or two away than a house just outside the s/d boundaries that is only a half-mile away. Things like s/d amenities that would attach to the subject but not the comp "outside the gates" so to speak, even if those gates are only metaphorical. When you have semi-rural properties or areas with no subdivisions it is permissible to go further away and farther back in time for comparable sales. It's very possible that someone bought a house a few miles from you that was in some way very like your house---and bought it within a few months of your own purchase. It's all about group behavior and not individual actions... you look at trends in sales and what other people have bought recently in the same area, try to find sales that match your subject best. When you have no subdivision, or you're in a rural area or dealing with unique properties, often the most difficult task is to identify the most important feature of a home---the number of bedrooms? the tennis court? the five-car garage? the finished basement media room? That's why Realtors are such wonderful resources for appraisers---if they will use their knowledge. They know what is selling houses in their area. Sometimes it is a school district---I've seen people pay $300K for a two-two in a highly desirable elementary school district. That's what makes the business interesting, there is something different with every assignment.

I can't believe no one has mentioned "Doggie"!!He wasn't around long I think Spike banned him over something...I just remember when his wife came in and posted that he had passed away suddenly...He wrote the most incredible poem...I'll share it with ya... "Doctor Time" When we lose a loved one and we're in despair Doctor Time is already there He's treating us all, we're unaware When our loved one is gone and on their way Doctor Time helps us move on day to day He treats the anger, grief and sorrow with a medicine he calls "Tomorrow" As the days, weeks and months go by we just look back and wonder why Such a beautiful person had to die But deep inside we feel okay We have lived to see another day He's calmed the anger, grief and sorrow, we took the medicine he calls "Tomorrow" Doctor Time has one thing to say Time heals all wounds day by day I remember he posted this poem to someone's post who had lost a loved one and he died shortly thereafter...