What was your biggest mistake starting out?
canuckistani
15 years ago
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veggierosalie
15 years agoRelated Discussions
What was your biggest gardening mistake...
Comments (28)Virginia, I have to agree with you. My new resolutions are: 1) Never visit a nursery right after watching a garden show, reading a gardening magazine or going on a garden tour. ;O) 2) Never buy a plant unless I know exactly where I'm going to plant it. ... And where it's most likely to live. 3) Try harder to come up with an overall plan to integrate what I have with what I want. 4) Try for more perennials and fewer annuals. (I call this last resolution 'buying vs renting'.) 5) Spend more time developing edible landscaping. Now let's see if I can *keep* these resolutions......See MoreBiggest Mistakes?
Comments (28)If you don't have that 20-30% override cushion, then you just don't build. Or you risk losing your property (collateral for the construction loan) and any money that you put into the project as a down payment. Lenders will have a hard time approving a build where the financials are so close to the bone, as they are the ones left with the mess, and they already have enough of that on their plates as it is. Lenders also won't lend above the appraisal and most appraisals aren't coming in at the cost to build either. So to start a project, you'd better own the land, have at least 20% for a down payment, and have 20-30% as reserve for upgrades and in case you can't make appraisal. You'll spend almost every bit of that and maybe more if it's there. And that's if you can find a bank that will work with you on a build. That's getting rarer as well since so many builders went belly up with partially constructed home and so many owner builders did the same. Or do a 100% cash build with no financing. You'll still need the "20% upgrade cushion" but you won't need to cushion for the appraisal mess because you won't need to make an appraisal for any loans. Build as you go with cash over a lengthy time frame is also possible for cash builders with limited funds, but that requires a LOT of time dedication and many skills to DIY a home. It also requires a certain laxity in permitting by your local codes guys, as most permits have "drop dead" end dates. Or, buy an existing home, where your money goes much further. You build a home because you are able to get what you want from the beginning, realizing that getting what you want comes at a premium. Or you build to be able to have "new condition" rather than "used". Just like a new car loses a lot of value the moment you drive it off the lot and it becomes used, it's the same with new construction. But people buy new cars to be able to say they have something new and (hopefully) reliable rather than an older fixer upper. But, that older fixer upper is certainly a LOT cheaper!...See More25 Biggest Decorating Mistakes
Comments (101)Littledog, you can get plenty of beautiful fresh flowers out in the sticks in the off-season - if you have enough money to go to the busiest florist you can find every few days and spend top dollar. It's maddening to spend $15 on a simple mixed bunch of flowers at the grocery and have it go all shaggy and horrible-looking in just a few days even if you do all the "tricks". (My mother's a retired florist and blessed with a positively chartreuse thumb, so I know the cut-flower tricks.) If you go to the florist the same bouquet of flowers is more like $30 and you might get another couple of days out of them if their turnover is high enough that you've gotten them really fresh. That adds up to a lot of money mighty fast! And hey, the anti-pillow thing isn't just on the Y chromosome - I see absolutely NO point to the piles of pillows either, especially pillows that are too delicate to actually be used for anything more than looking at. I can't stand it when you can only perch on the very edge of a couch because there are so many pillows on it, and arranging the pile of fiddly little pillows just so every single time you make the bed seems downright ridiculous to me. Last time I checked, I was of the female persuasion. Although I'm unenthusiastic about chocolate, too. :-)...See MoreOne of the BIGGEST mistakes I have learned from..Hoping to help others
Comments (3)Good post. When I first started rooting figs, I put one in a container, not realizing the container was black and would attract heat. The poor little fig stayed alive, but only had 2 leaves for 3 years! Finally a friend told me to douse it really good with water, like 3 times, then put a diluted miracle grow over it. Then cover that black pot with foil. It was a miracle. I was frying it's roots, and didn't know. The little thing finally grew. It is now a big tree in ground. The best thing that happened was the tree did have FMV, but after the root frying ordeal, the FMV is gone. There is research on that topic, but I'm not into that, so all I know is, "It is what it is."...See Morekritzmicrogrow
15 years agoveggierosalie
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15 years agoannebert
14 years ago
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