Is there a reason for the duplicate post? Sometimes this Forum needs to be refreshed several times...or else you can't see New Threads or new replies to Threads. Is that what happened? Josh Here is a link that might be useful: Pachira Aquatica / Money Tree 3 trunks dead

Cuttings in water by window worked they grew little roots and nice tap root transplanted in organic pot soil with perlite and peat moss mixed in still doing good hope this helps

I would strongly suggest removing the compacted soil - the fact its compacted is a sign there is trouble, namely that its become very dense and might hold too much water resulting in root-root. Let the soil dry and gently pull it away from the roots. Losing some roots can be a good thing, like a healthy trimming of an overgrown tree: both promote "branching." What you did is called potting-up rather than re-potting. When potting up, the roots are almost equally as "bound" as they are without re-potting at all: they are confined to the compacts soil and their growth/aeration is stunted. In fact, if you trim the leggy branches at the top at the same time you lose some roots, the plant is still balanced in its root:leaf ratio. My wife and I often go to home depot (1 mile from our house). She fell in love with a braided pachira just like yours. Its not my thing, personally, so I didn't give it "prime real-estate" on a window sill. It was pretty unhappy and its growth looked quite a bit like the growth your pachira: leggy and anemic. I kept trimming the leggy growth, but it wouldn't ramify (it wouldn't make additional branches). Finally, I repotted using 60% perlite, pruned the leggy growth, and moved it to the TV stand where it gets direct sunlight through the window, but from several feet away. That small change made a big difference: the leaves have richer color, the tree is growing two branches to replace the one I trimmed (ramification). [I also am propagating new plants from the cuttings]. Since I don't really care for the plant, I'm using osmocote CRF (controlled release fertilizer): easier and cheaper than using the dyno-gro mix. In other words, you might have a combination: lack of nutrients, lack of sunlight, root-rot (a dash of hydrogen peroxide can sometimes fix this), compacted roots... Someone with more experience than me (with pachira or plants in general) might be able to more specifically identify the problem, but my thought is to fix all the issues of which we are aware and then continue to problem-solve if the plant doesn't bounce back in a few weeks.

If the humidity level is high enough, the fan won't be a problem, but if it's sub-40%, it will be. I'm not sure how you have your plant set up for drainage, but at least one hole should be through the bottom at some point. Even if the holes in the sides are 1/8" above the bottom - that's a problem. There should be no way the effluent that exits the drain hole should have a pathway back into the pot. If it was my plant, I'd be using a wick to assist drainage, I'd water it over the sink, then tip the pot at a 45* angle with the wick hanging down from the lowest point in the pot bottom (as though you tipped figure E 45* to the right)until the planting stops draining. 3 weeks between waterings is a certain indicator you're leaving a lot of your plant's potential untapped. Another way of saying that is, 3 weeks between waterings is a sure indication there is a significant degree of limitation in play due to an overly water-retentive soil. You would be doing well to flush the soil and fertilize with regularity, and plan a full repot (as opposed to potting up) into a medium that allows you to water correctly. Al