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Well, there are several materials for "white farmhouse sinks". Which one were you thinking of? There is fireclay, granite composite, and enameled cast iron.
From what I've seen on this forum, I'd stay away from fireclay which appears to be easily crazed, and also a difficult installation since it has irregular sides. I would also stay away from granite composite in white. I actually like granite composite sinks; I've had two of them and they were great, but they were not white. The white granite composite sinks are prone to staining and require higher maintenance to keep looking clean, regardless of brand. I think the enameled cast iron is your best best. You must use the accompanying sink grid with the enameled cast iron sink, and you will be good to go. I really like the Kohler Whitehaven, especially because it has the useful corner drain. Kohler Whitehaven also gives you the choice of a taller apron or a shorter apron.
What does your contract say about timelines and a project schedule? Did you hire or is this thru the insurance company? If thru the insurance company, call your broker.
Your insurance company may send a "preferred contractor" from their network to quickly restore your home to its previous state. This is a way for the insurance company to manage expenses and prevent you from selecting your own contractor. If this is the scenario, the buck stops with the insurance company. So ask them what you are asking houzz.
But why were you not given the option to hire your own contractor?
Ditto^^^ feathering in new wood to match and sanding and staining is the best way to go financially and long term. It’s a big hassle to move out and wait for it to be done but worth it in the end.
Did you do anything with the kitchen cabinets and trim? I'd tackle that before messing with those beautiful floors.
If hard water is a significant issue, then get a water softener. You can buy quality units online for under $1k and it will solve lots of issues for you.
How hard is your water - in grains per gallon?
I have well water unfiltered, no softener. No issues with a regular toilet.
Toto makes an excellent toilet and bidet. Probably more like $1300 - $1500